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If you're using a fresh coconut, break it (save the coconut water to drink later) and grate half of it.
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Add the grated coconut, ginger, green chilis, and salt in a blender.
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As you blend for about 1 minute, slowly add in up to a cup of water depending on your desired thickness. (Less water = thicker chutney). You want the chutney to be smooth, but not liquified. Leave to the side.
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Heat a skillet over medium-high heat and add coconut oil. Let the oil heat for about 1 minute.
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Add mustard seeds and the dried red chili pepper (watch out for popping).
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After 30 seconds, add the curry leaves and the mixture from the blender.
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Let the entire mixture heat up for about 1-2 minutes as you stir occasionally.
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Remove from heat and transfer to a serving dish. Garnish it (if you want) and serve!